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Finnovation
January 6, 2012 Dr. Guru Raghavan

It is wrong to attribute financial crises to innovation

Blaming the financial innovation for the recent financial crises was the least thing I expected from a person none other

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Finnovation
January 6, 2012 Dr. Guru Raghavan

UniCards and eKards

Setting At present, banks issue separate credit cards and debit cards to their chosen customers. If a customer were to

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Finnovation
January 6, 2012 Dr. Guru Raghavan

Mobile cards in the place of plastic cards

You may agree, anything connected with mobile instrument is virtually a craze in the market place. It all started with

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Finnovation
January 6, 2012 Dr. Guru Raghavan

eChecks to replace paper checks

Setting: In Dec 2009, UK’s Payments Council has decreed that Cheques will be phased out  by October 31st 2018 as

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Financial Technology
January 6, 2012 Dr. Guru Raghavan

Banks’ development and role of technology

Well. That was the topic of the IDRBT Foundation Day Lecture 2011 delivered by Dr C Rangarajan, former Governor of

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Finnovation
January 6, 2012 Dr. Guru Raghavan

Unconventional thoughts

I sympathize with the present day inventors who claim great inventions. Their so called great inventions do not see the

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Risks
January 6, 2012 Dr. Guru Raghavan

Trends in Risk and Margin

Any activity is associated with risk – a loss or gain. Financial risk management is not about avoiding risk. Rather,

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Blogs
January 6, 2012 Dr. Guru Raghavan

Of Banks and Bankers

Like other business, banks exist to acquire and use assets so that the value of their benefits exceeds their costs.

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Foreign Exchange
January 6, 2012 Dr. Guru Raghavan

Fundamentals and basic instincts drive FX Markets

Bank for International Settlements, Basel, Switzerland conducts triennial central bank survey on foreign exchange and derivatives market activity. The last

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Financial Technology
January 6, 2012 Dr. Guru Raghavan

Financial Technology Assets Monetization

I recall with pride the ‘commencement’ of my banking career as an apprentice under the legendary Indian Foreign Exchange Banker

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