Tag Archives: Management
Banks’ need for financial technology
Instead, they will need ‘financial’ technology.
I was motivated to reinforce this theme after going through Chris Skinner’s latest blog “Why most banks’ technology fails to meet the business needs”.
I have been sharing my thoughts...
Banks’ development and role of technology
Well. That was the topic of the IDRBT Foundation Day Lecture 2011 delivered by Dr C Rangarajan, former Governor of Reserve Bank of India and present Chairman, Advisory Council to the Prime Minister of India on 28th November 2011 at the sprawling...
Unconventional thoughts
I sympathize with the present day inventors who claim great inventions. Their so called great inventions do not see the light of the day, after they announce over the media. I have some questions to ask.
– What went wrong with such inventors...
Trends in Risk and Margin
Any activity is associated with risk – a loss or gain. Financial risk management is not about avoiding risk. Rather, it is about understanding and communicating risk, so that risk can be taken more confidently and in a better way. (David Koenig,...
Of Banks and Bankers
Like other business, banks exist to acquire and use assets so that the value of their benefits exceeds their costs.
Their basic functions are – borrowing and lending, price determination, information aggregation and co-ordination, risk sharing...
GenNex Public Banking System in USA
The thought for this post occurred thanks to the article on “Economic struggles spur calls for consideration of public banking” by Tracy Loew in ‘USA Today’ recently.
More and more states in the USA are joining the bandwagon and are...
Hedge Funds Demystified
What are Hedge Funds?
Investment pools, mainly for rich individuals and large institutions that can take risks as they play both sides of various stock, bond, or currency markets.
Loosely regulated private pools of investment capital that can...
Interface Management in Investment Banking
It may be surprising to those who are not directly involved in investment banking activities that the success in this branch of banking depends directly (and only?) on the ability of the various interfaces that facilitate investment banking...
Investment banking and revenue pressures – ways to go
Setting: One of the purposes of any business is to make money. And banking is no exception to this cardinal objective of any business.
Normally the bank’s income portfolio comprises fund based income and fee based income.
Fund based income...
Principles for sound stress testing practices in banks
According to Bank for International Settlements, stress testing is an important risk management tool that is used by banks as part of their internal risk management exercise. It is especially important after long periods of benign economic and...
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