# iBankGuru

> Latest on Investment Banking


## Posts

- [Banking Analytics in Investment Banking vertical](https://www.ibankguru.com/banking-analytics-in-investment-banking-vertical/): Banking landscape in India and the world over is fast changing. Increasing de-regulation / regulation / re-regulation and the resultant
- [Political risk arising out of political scenario - a discussion ](https://www.ibankguru.com/political-risk-arising-out-of-political-scenario-a-discussion/): This unit will make an attempt to bring out the salient features of political risk arising out of political scenario
- [Country Risk analysis](https://www.ibankguru.com/country-risk-analysis/): Attention of readers is invited to our earlier post on country risk with the title Country Risk is an Evolving
- [G 20 Accord for Global Markets?](https://www.ibankguru.com/g-20-accord-for-global-markets/): As one might have noticed, western world is impacted by four D’s – excess Debt, financial sector Deleveraging, aging Demographics
- [Treasurer and his robotic counterpart – Some thoughts](https://www.ibankguru.com/treasurer-and-his-robotic-counterpart-some-thoughts/): Treasury is considered to be the modern strategic value add partner in any business initiative. The role of the treasurer
- [Dealing Room Operation and Deal Process](https://www.ibankguru.com/dealing-room-operation-and-deal-process/): A dealing room is a centralized establishment, usually of a commercial bank, which is willing to offer a two way
- [My Take – Mphasis plans to make its research arm Next Labs self-sustaining](https://www.ibankguru.com/my-take-mphasis-plans-to-make-its-research-arm-next-labs-self-sustaining/): To maintain competitive advantage, all organisations are to establish R&D arms to nurture creative instincts and endeavours to identify and
- [Russian Rouble's recent collapse - An analysis](https://www.ibankguru.com/russian-roubles-recent-collapse-an-analysis/): Oil and gas account for 70% of Russia’s exports. Russia needs an oil price in the region of $100 per
- [COOL TIMES in Risk Management Revisited](https://www.ibankguru.com/cool-times-in-risk-management-revisited/): Some time back, I shared some thoughts on various risks faced by banks. For easy remembering and recall, I also
- [Disputed derivative transactions - Santander and Pourtuguese Rail Operator](https://www.ibankguru.com/disputed-derivative-transactions-santander-and-pourtuguese-rail-operator/): I happened to read today a news item on disputed derivatives transactions. It is reported therein, the dealers settled a
- [Global FX Scandal](https://www.ibankguru.com/global-fx-scandal/): The thought for this post was triggered by the Foreign Exchange Committee sponsored by the Federal Reserve Bank of New
- [Packaged trades - The renewed focus](https://www.ibankguru.com/packaged-trades-the-renewed-focus/): Packaged trades are very much in news these days. One of our readers wanted to know what these trades are
- [LIBOR Revisited](https://www.ibankguru.com/libor-revisited/): Do you know? When LIBOR was born? Minos Zombanakis, born 88 years ago on a Greek island, remembers well the
- [Next Level for Trade Repositories - Part II](https://www.ibankguru.com/next-level-for-trade-repositories-part-ii/): QUANT MEASURES Size refers to the scale of activity (eg volumes) or positions (eg outstanding notional or mark-to-market amounts) in
- [Next Level for Trade Repositories - Part I](https://www.ibankguru.com/next-level-for-trade-repositories-part-i/): Introduction In financial markets, trading means performing a transaction that involves the selling and buying of commodities, equities, fixed income
- [Do we need any behavioural changes in banks?](https://www.ibankguru.com/do-we-need-any-behavioural-changes-in-banks/): The thought for this topic was provided by Ross McEvan, Chief Executive of Royal Bank of Scotland. Ross McEvan said
- [Financial Technology and Market Leadership](https://www.ibankguru.com/financial-technology-and-market-leadership/): This write-up traces the financial markets, financial institutions and financial technology, the business benefits that can be reaped by financial institutions
- [Systemic risks and Investment Banking](https://www.ibankguru.com/systemic-risks-and-investment-banking/):   In financial markets, the systemic risk is the risk of failure or collapse of the entire financial markets as
- [Hedge Fund Industry – a stock taking](https://www.ibankguru.com/hedge-fund-industry-a-stock-taking/): Internationally many regulations impacting operations of Hedge Fund industry cover the following major areas –          Advertising –          Broker Dealer Issues
- [Trade Repositories under European Market Infrastructure Regulation ](https://www.ibankguru.com/trade-repositories-under-european-markets-infrastructure-regulation/): Trade Repositories under European Markets Infrastructure Regulation will shortly become a reality once the European Securities and Markets Authority approves
- [My Tributes to Professor Emeritus Ronald Coase](https://www.ibankguru.com/my-tributes-to-professor-emeritus-ronald-coase/): Ronald Coase, 1991 Nobel Prize Winner for Economic Sciences and an influential economist of our times, passed away at the
- [BPO opportunities in investment banking](https://www.ibankguru.com/bpo-opportunities-in-investment-banking/): Business process outsourcing (BPO) is a subset of outsourcing that involves the contracting of the operations and responsibilities of specific
- [Integrated Global Capital Market Platforms ](https://www.ibankguru.com/integrated-global-capital-market-platforms/): Banking, Financial Services and Insurance vertical – BFSI in short – is the only global industry which is totally risk
- [Banking scenario and regulatory impacts in UK](https://www.ibankguru.com/banking-scenario-and-regulatory-impacts-in-uk/): I was trying to look at the prevailing banking scenario in the United Kingdom. I was surprised to note that
- [Equity index and Designing an Index](https://www.ibankguru.com/equity-index-and-designing-an-index/): Equity indexes are weighted baskets of individual stocks. The Equity Index is a value that is proportional to the market
- [An Overview of Corporate Actions](https://www.ibankguru.com/an-overview-of-corporate-actions/): A corporate action is an event initiated by a company that affects the securities (equity or debt) issued by the
- [Interest Rate Derivatives and their wrong sales to gullible customers](https://www.ibankguru.com/interest-rate-derivatives-and-their-wrong-sales-to-gullible-customers/): Banks are more in the news these days – for a variety of reasons with negative impact of course.  Of
- [An analysis of sovereign risk](https://www.ibankguru.com/an-analysis-of-sovereign-risk/): These days our governments are more in the business of business than governance. Naturally, when they approach markets for funds
- [Principles of risk management](https://www.ibankguru.com/principles-of-risk-management-2/): Introduction Any activity is associated with risk – a loss or gain. More so, in trade and commerce, due to
- [A treatise on risk basics](https://www.ibankguru.com/a-treatise-on-risk-basics/): What is risk? Risk are of three types: Known—a risk that is recognized by all, Unknown—a risk that is known
- [Counterparty risk management needs a closer relook ](https://www.ibankguru.com/counterparty-risk-management-needs-a-closer-relook/): Counterparty risk is the risk that a counterparty in a transaction will default prior to the expiration of the contract
- [Pay and Bonus - Investment banking and evolving regulations ](https://www.ibankguru.com/pay-and-bonus-investment-banking-and-evolving-regulations/): These times are very difficult times for our investment banks. The markets are not moving and most of the time
- [Foreign Exchange Exposures](https://www.ibankguru.com/foreign-exchange-exposures/): Foreign Exchange exposure is a measure of the potential for a firm’s profitability, net cash flow and market value to
- [Foreign Exchange Risk Management](https://www.ibankguru.com/foreign-exchange-risk-management/): The peculiarities of foreign exchange markets are –          An Over The Counter market –          Only market open 24 hours, seven
- [FX Forward Contracts](https://www.ibankguru.com/fx-forward-contracts/): Forward Contract is a mechanism through which the rate is fixed in advance for purchase or sale of foreign currency
- [Foreign Exchange Dealing Operations](https://www.ibankguru.com/foreign-exchange-dealing-operations/): If you buy a Binny Silk Saree for your wife (or girl friend!) at T.Nagar Chennai Nalli Silks, you will
- [Basic concepts in Foreign Exchange](https://www.ibankguru.com/basic-concepts-in-foreign-exchange/): Meaning: The term foreign exchange is popularly referred to as the currencies of other countries. To an Indian, US Dollar
- [Gold Accumulation Plans in India](https://www.ibankguru.com/gold-accumulation-plans-in-india/): I should consider myself as very fortunate – I had the rare privilege to get associated ‘first’ with bullion banking
- [DFA and Hedge fund regulation](https://www.ibankguru.com/dfa-and-hedge-fund-regulation/): Title IV of the Dodd-Frank Wall Street Reform and Consumer Protection Act makes numerous changes to the registration and reporting
- [DFA and Framework for payment, clearing and settlement regulation, ](https://www.ibankguru.com/dfa-and-framework-for-payment-clearing-and-settlement-regulation/): Title VIII of the Dodd-Frank Act, titled the “Payment, Clearing, and Settlement Supervision Act of 2010,” was enacted to mitigate
- [DFA and Regulation of interchange fees](https://www.ibankguru.com/dfa-and-regulation-of-interchange-fees/): The Dodd Frank Wall Street Reform and Consumer Protection Act (The Dodd Frank Act) was enacted on July 21, 2010.
- [DFA and Skin in the game for securitization market ](https://www.ibankguru.com/dfa-and-skin-in-the-game-for-securitization-market/): Asset backed securities are created by buying and bundling loans – such as residential mortgage loans, commercial loans or student
- [DFA and Living Wills (funeral plans)](https://www.ibankguru.com/dfa-and-living-wills-funeral-plans/): Section 165(d) of Dodd Frank Act requires each non bank financial company or bank holding company with consolidated assets of
- [DFA and Volcker rule (Proprietary Trading)](https://www.ibankguru.com/dfa-and-volcker-rule-proprietary-trading/): Federal Regulators in the United States are moving ahead with a rule that would ban banks from trading for their
- [DFA and Federal regulation of the derivatives market](https://www.ibankguru.com/dfa-and-federal-regulation-of-the-derivatives-market/): Title VII of Dodd-Frank Wall Street Reform and Consumer Protection Act address the gap in U.S. financial regulation of OTC
- [DFA and Standards and rules for the mortgage business](https://www.ibankguru.com/dfa-and-standards-and-rules-for-the-mortgage-business/): Mortgage Reform and Anti-Predatory Lending (Title XIV of DFA) will be administered by the new Bureau of Consumer Financial Protection.
- [DFA and Federal oversight of the insurance industry](https://www.ibankguru.com/dfa-and-federal-oversight-of-the-insurance-industry/): Insurance companies that own or operate a savings & loan will face fresh oversight from the Federal Reserve Board, which
- [DFA and Financial Stability Oversight Council](https://www.ibankguru.com/dfa-and-financial-stability-oversight-council/): As established under the Dodd-Frank Act, the Financial Stability Oversight Council (FSOC) will provide, for the first time, comprehensive monitoring
- [DFA and Orderly Liquidation Authority](https://www.ibankguru.com/dfa-and-orderly-liquidation-authority/): The Dodd-Frank Act provided important new authorities to the FDIC to resolve Systemically Important Financial Institutions. Prior to the recent
- [DFA and Bureau of Consumer Financial Protection](https://www.ibankguru.com/dfa-and-bureau-of-consumer-financial-protection/): Bureau of Consumer Financial Protection is the Federal Agency that is entrusted with primary responsibility for ensuring consumer protection. It
- [‘Fair play’ by credit rating agencies is the need of the hour](https://www.ibankguru.com/fair-play-by-credit-rating-agencies-is-the-need-of-the-hour/): In the recently held G20 deliberations, there was a call for ending what is called mechanistic reliance on credit rating
- [OTC Derivatives Products – An overview](https://www.ibankguru.com/otc-derivatives-products-an-overview/): The expression ‘over the counter – OTC’ can be used to mean financial instruments that are traded between counterparties (dealers)
- [What needs to be done to arrest the falling Indian Rupee?](https://www.ibankguru.com/what-needs-to-be-done-to-arrest-the-falling-indian-rupee/): In every country prices are expressed in units of its currency. The value of the currency itself however can be
- [Australian money markets – An introduction](https://www.ibankguru.com/australian-money-markets-an-introduction/): Do you know Australian Dollar is the third most traded currency in the world in 2012?  In 2010 it was
- [Structure of Money markets in India](https://www.ibankguru.com/structure-of-money-markets-in-india/): Before getting into the topic straight away, let us revisit some of the basic features of money markets. There is
- [Money Markets in United States of America](https://www.ibankguru.com/money-markets-in-united-states-of-america/): The term money market refers to the net work of corporations, financial institutions, investors and governments which deal with flow
- [Need to revisit ‘trade repositories’ our new financial markets infrastructure](https://www.ibankguru.com/need-to-revisit-trade-repositories-our-new-financial-markets-infrastructure/): No one knows exactly what the problems afflicting financial markets today. Hence, we should not be in a hurry to
- [Demystifying some elements of Pensions and Pension Plans](https://www.ibankguru.com/demystifying-some-elements-of-pensions-and-pension-plans/): Pension is a regular payment made during a person’s retirement from an investment fund to which that person or their
- [Current trends in Structured Products markets](https://www.ibankguru.com/current-trends-in-structured-products-markets/): Structured products are customized to meet specific needs that cannot be met from the standard products available in the markets
- [Current Trends in Equity Derivatives Market Place](https://www.ibankguru.com/current-trends-in-equity-derivatives-market-place/): Equity Derivatives fall into following four categories Flow derivatives – vanilla, listed and OTC options, variance, futures and synthetic futures,
- [Current Trends in Asset and Wealth Management Industry](https://www.ibankguru.com/current-trends-in-asset-and-wealth-management-industry/): Environment The industry is turning out enviable performance year after year Overall profit margins have remained remarkably stable (around 30%?)
- [Current trends in FX markets](https://www.ibankguru.com/current-trends-in-fx-markets/): FX Markets are the backbone of international financial markets. An insight into the current trends in global FX markets reveals
- [Bilateral and Triparty Collateral Management](https://www.ibankguru.com/bilateral-and-triparty-collateral-management/): The recent financial markets crises have heightened and increased focus on collateralization. Collateralization is a process where a borrower pledges
- [Complexity Reduction through waste management](https://www.ibankguru.com/complexity-reduction-through-waste-management/): Yes. Complexity Reduction can be achieved in banking industry through adoption of Financial Technology. Normally wastes can occur in both hardware
- [Self Regulation is the Best Pill for all Ills of the Banking Industry](https://www.ibankguru.com/self-regulation-is-the-best-pill-for-all-ills-of-the-banking-industry/): Volcker, Vicker or combined global regulations, one may aspire for any or many, but nothing will work when the banks
- [Rehypothecation (ppt)](https://www.ibankguru.com/rehypothecation-ppt/): [gview file=”http://www.ibankguru.com/wp-content/uploads/2012/01/Rehypothecation.ppt” width=”100%”]
- [Stock Markets and Status of Economy](https://www.ibankguru.com/stock-markets-and-status-of-economy/):  “It is usually agreed that casinos should, in the public interest, be inaccessible and expensive. And perhaps the same is
- [Order Types in Market Place](https://www.ibankguru.com/order-types-in-market-place/): For effective dealing in markets, resort to order placement is very important. For this, one should be familiar with different
- [Gold – Weights & Measures Pricing](https://www.ibankguru.com/gold-weights-measures-pricing/): The traditional unit of weight for Gold is the Troy Ounce of the Anglo Saxon system of weights and measures.
- [Attributes of a Good Collateral](https://www.ibankguru.com/attributes-of-a-good-collateral/): In lending agreements, collateral is a borrower’s pledge of specific property to a lender to secure repayment of loan. The
- [About Gold – An Introduction](https://www.ibankguru.com/about-gold-an-introduction/): Currencies have failed, Countries have failed. Why even civilizations have failed. But GOLD has never failed. You may agree. Gold
- [Best Practices Framework for Derivatives Business](https://www.ibankguru.com/best-practices-framework-for-derivatives-business/):  “The world of banking has changed radically as a consequence of the recent crises and it is still changing. The
- [Securities Lending Trends & Developments (ppt)](https://www.ibankguru.com/securities-lending-trends-developments-ppt/): [gview file=”http://www.ibankguru.com/wp-content/uploads/2012/01/Securities-Lending-Trends-Developments.ppt” width=”100%”]
- [Commodity Derivatives (ppt)](https://www.ibankguru.com/commodity-derivatives-ppt/): [gview file=”http://www.ibankguru.com/wp-content/uploads/2012/01/Commodity-Derivatives.ppt” width=”100%”]
- [Commodities as an Asset Class (ppt)](https://www.ibankguru.com/commodities-as-an-asset-class-ppt/): [gview file=”http://www.ibankguru.com/wp-content/uploads/2012/01/Commodities-as-an-asset-class.ppt” width=”100%”]
- [Central Counter Parties have a greater role to play ](https://www.ibankguru.com/central-counter-parties-have-a-greater-role-to-play/): This blog makes an attempt to cover the role of central counterparties in four parts as under: Part A– All
- [Leadship in uncertain times ](https://www.ibankguru.com/leadship-in-uncertain-times/): Leading through uncertainty can be as complex as four deaf and blind persons trying to explain how an elephant would
- [Financial Market Harmonization Through Financial Technology Application ](https://www.ibankguru.com/financial-market-harmonization-through-financial-technology-application/): The global financial industry is in the midst of unprecedented and challenging times. Changes in market conditions drive a very
- [OTC Derivatives's Central Clearing - the focus](https://www.ibankguru.com/otc-derivativess-central-clearing-the-focus/): The introduction of legislation in the US and Europe to move settlement of some OTC derivative products through a Central
- [Realignments in Investment Banking - Sell Side to Buy Side ](https://www.ibankguru.com/realignments-in-investment-banking-sell-side-to-buy-side/): Euro and Europe are going through challenging times. Stephen Hester, chief executive of Royal Bank of Scotland, has conceded for
- [Greediness faciliated by slack regulation leads to banks' downfall ](https://www.ibankguru.com/greediness-faciliated-by-slack-regulation-leads-to-banks-downfall/): Jerome Kerviel former employee Societe Generate, the author of 4.9 billion Euros loss for the bank has claimed now that
- [Financial technology players need to answer these ](https://www.ibankguru.com/financial-technology-players-need-to-answer-these/): I am basically a banker now associated with a financial technology player. In my various roles, I have participated in
- [Liquidity crises and technology responses ](https://www.ibankguru.com/liquidity-crises-and-technology-responses/): BIS Working Paper No.293 issued in November 2009 deals with the very interesting recent market happening – liquidity crisis. It
- [An insight into swap execution facility](https://www.ibankguru.com/an-insight-into-swap-execution-facility/): Swap Execution Facility is a new entity created by Dodd-Frank Wall Street Reform and Consumer Protection Act (in US). A
- [I would love 'slim' wallets ](https://www.ibankguru.com/i-would-love-slim-wallets/): Here goes my Idea Number 1 for Innovation My wallet ordinarily contains wad of currency notes (not more than ten
- [Rules for FINOVATION ](https://www.ibankguru.com/rules-for-finovation/): Setting:  Then: 21st Jan 2008 – Steve Jobs of Apple unveils ‘the world’s thinnest laptop computer” the MacBook Air. Jobs
- [Strategies for Stock exchanges to succeed ](https://www.ibankguru.com/strategies-for-stock-exchanges-to-succeed/): Setting: According to Chris Skinner “There’s plenty of innovation in banking right now, from investment through commercial to retail banking.
- [New business model for financial technology ](https://www.ibankguru.com/new-business-model-for-financial-technology/): We all know the time tested investment trick and guidance to make extraordinary gains. “You don’t get rewarded for buying
- [Banks' need for financial technology ](https://www.ibankguru.com/banks-need-for-financial-technology/): Instead, they will need ‘financial’ technology. I was motivated to reinforce this theme after going through Chris Skinner’s latest blog
- [Do you want tomorrow's technology today? ](https://www.ibankguru.com/do-you-want-tomorrows-technology-today/): Before we delve into this question let us try to analyze why we need tomorrow’s technology today. In any industry,
- [It is wrong to attribute financial crises to innovation ](https://www.ibankguru.com/it-is-wrong-to-attribute-financial-crises-to-innovation/): Blaming the financial innovation for the recent financial crises was the least thing I expected from a person none other
- [UniCards and eKards ](https://www.ibankguru.com/unicards-and-ekards/): Setting At present, banks issue separate credit cards and debit cards to their chosen customers. If a customer were to
- [Mobile cards in the place of plastic cards ](https://www.ibankguru.com/mobile-cards-in-the-place-of-plastic-cards/): You may agree, anything connected with mobile instrument is virtually a craze in the market place. It all started with
- [eChecks to replace paper checks](https://www.ibankguru.com/echecks-to-replace-paper-checks/): Setting: In Dec 2009, UK’s Payments Council has decreed that Cheques will be phased out  by October 31st 2018 as
- [Banks' development and role of technology ](https://www.ibankguru.com/banks-development-and-role-of-technology/): Well. That was the topic of the IDRBT Foundation Day Lecture 2011 delivered by Dr C Rangarajan, former Governor of
- [Unconventional thoughts ](https://www.ibankguru.com/unconventional-thoughts/): I sympathize with the present day inventors who claim great inventions. Their so called great inventions do not see the
- [Trends in Risk and Margin ](https://www.ibankguru.com/trends-in-risk-and-margin/): Any activity is associated with risk – a loss or gain. Financial risk management is not about avoiding risk. Rather,
- [Of Banks and Bankers](https://www.ibankguru.com/of-banks-and-bankers/): Like other business, banks exist to acquire and use assets so that the value of their benefits exceeds their costs.
- [Fundamentals and basic instincts drive FX Markets](https://www.ibankguru.com/fundamentals-and-basic-instincts-drive-fx-markets/): Bank for International Settlements, Basel, Switzerland conducts triennial central bank survey on foreign exchange and derivatives market activity. The last
- [Financial Technology Assets Monetization ](https://www.ibankguru.com/financial-technology-assets-monetization/): I recall with pride the ‘commencement’ of my banking career as an apprentice under the legendary Indian Foreign Exchange Banker

## Pages

- [Home](https://www.ibankguru.com/home/)
- [pollsarchive](https://www.ibankguru.com/pollsarchive/): [page_polls]
- [Contact](https://www.ibankguru.com/contact/): [contact-form-7 id=”518″ title=”Contact form 1″]
- [About](https://www.ibankguru.com/about/): iBankGuru – Investment Banking Guru – is dedicated to the cause of investment banking. It is but appropriate to turn


[comment]: # (Generated by Hostinger Tools Plugin)