3:20 pm - Wednesday February 25, 2229

Tag Archives: Financial technology

banking-tech

Do you want tomorrow’s technology today?

Before we delve into this question let us try to analyze why we need tomorrow’s technology today. In any industry, more so in BFSI industry, we need to know customers’ requirements beforehand so that we could equip ourselves to serve and...
cc

UniCards and eKards

Setting At present, banks issue separate credit cards and debit cards to their chosen customers. If a customer were to bank with three different banks (which is the ‘normal’ thing these days), the customer would end up holding six different...
echeck_sample

eChecks to replace paper checks

Setting: In Dec 2009, UK’s Payments Council has decreed that Cheques will be phased out  by October 31st 2018 as paper cheques are in long term terminal decline. The Council has decided the time is ripe for the economy as a whole to reap...

Trends in Risk and Margin

Any activity is associated with risk – a loss or gain. Financial risk management is not about avoiding risk. Rather, it is about understanding and communicating risk, so that risk can be taken more confidently and in a better way. (David Koenig,...
Asset_monetisation

Financial Technology Assets Monetization

I recall with pride the ‘commencement’ of my banking career as an apprentice under the legendary Indian Foreign Exchange Banker Mr. Anthony Silveira in the correspondent banking section attached to the International Division of my former...
sdr

SDRs – Emerging Intermediaries in US Financial Markets

Clarification: For the purpose of this discussion, SDRs are not Special Drawing Rights. They are Swap Data Repositories. Swap Data Repository, a Financial Markets Intermediary, is an entity that will be expected to maintain a centralized electronic...