Tag Archives: Credit risk
Integrated Global Capital Market Platforms
Banking, Financial Services and Insurance vertical – BFSI in short – is the only global industry which is totally risk savvy and thrives only by acquiring and managing risk.
BFSI players need therefore delivery of seamless governance,...
Banking scenario and regulatory impacts in UK
I was trying to look at the prevailing banking scenario in the United Kingdom. I was surprised to note that the banks in UK have been undergoing considerable changes and challenges necessitated by the environment. I felt that under these circumstances,...
Principles of risk management
Introduction
Any activity is associated with risk – a loss or gain.
More so, in trade and commerce, due to complex nature of transactions and the individual characteristics of the players, commodity, practices, customs, currencies.
Like in...
Counterparty risk management needs a closer relook
Counterparty risk is the risk that a counterparty in a transaction will default prior to the expiration of the contract and will be unable to make agreed contractual payments
Experience has shown, normally banking and financial crises have their...
Foreign Exchange Dealing Operations
If you buy a Binny Silk Saree for your wife (or girl friend!) at T.Nagar Chennai Nalli Silks, you will naturally want to pay for it with Indian Rupees and the Nalli Silks will want to be paid in Rupees because he pays all his bills with Rupees.
Likewise,...
DFA and Skin in the game for securitization market
Asset backed securities are created by buying and bundling loans – such as residential mortgage loans, commercial loans or student loans – and creating securities backed by those assets, which are then sold to investors.
Often such a bundle...
OTC Derivatives Products – An overview
The expression ‘over the counter – OTC’ can be used to mean financial instruments that are traded between counterparties (dealers) either directly or through broker network. This operation is different from operations in centralized exchanges...
Bilateral and Triparty Collateral Management
The recent financial markets crises have heightened and increased focus on collateralization.
Collateralization is a process where a borrower pledges an asset as recourse or cover or a security to the lender for facilities or limits or credits...
About Gold – An Introduction
Currencies have failed, Countries have failed. Why even civilizations have failed. But GOLD has never failed. You may agree.
Gold (chemical symbol Au from the Latin word – Aurum) is one of the rarest elements having unique qualities, attributes...
Central Counter Parties have a greater role to play
This blog makes an attempt to cover the role of central counterparties in four parts as under:
Part A– All about Central Counterparties
Part B– Best practices framework for CCPs
Part C – Some loud thinking on their future roles
Part D...
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